2002 W Sunnyside Ave
Phoenix, AZ 85029

Paying Privately for Senior Living

When seniors pay their monthly fees with their own money (from a retirement account, for example), it is referred to as "paying privately."

The level of care, location (city or state), and service packages are some of the top factors that shape the cost of senior living. The meal plans, housekeeping, and transportation are all physical amenities we can see and touch; they are relatively easy to calculate when looking at your budget. However, the intangible benefits are more difficult to calculate - the value of being part of a community.

Independent Living

In the Phoenix metro area, monthly rents generally start at $2,300/month and go up from there, depending on the size of the apartment or the floor plan selected. In some cases, there may be a premium for apartments in a particular campus location or with a desirable view. The monthly fee covers a package of services and amenities, such as meals, scheduled transportation, security, and much more.

Additional Services

Some Independent Living communities offer home health services that residents can add on each month. For example, if a resident needs a little extra help after a hospital stay or surgery, supportive services can help with things like medication reminders, shower assistance, or laundry.

Senior Living Cost Calculator

If you are ready to analyze the numbers, we encourage you to visit our Costs of Senior Living page. Here, we have created a worksheet that can help you consider the costs of your current living situation and see how they compare to those in a senior living community. You can also download a print-friendly version of our Senior Living Cost Calculator here.

Assisted Living

According to Genworth's annual 'Cost of Care Study', the average monthly cost for Assisted Living in Phoenix is just over $4,100/month*. Pricing structures can vary from one community to the next, but the monthly fee is typically based on the level of care a resident receives.

Before admission, each resident will complete a health assessment with the Assisted Living Manager, which helps determine the level of care that is best for their particular needs.

Some Assisted Living communities utilize a 'point system' to calculate the monthly fee, while others establish a flat monthly rate for each level of Assisted Living care. For example, at The Oasis Assisted Living, we provide three levels of Assisted Living services: Supervisory, Personal and Direct Care - each of which has its own monthly rate.

*Data derived from Genworth's Cost of Care Survey tool, adjusted for 2022 and annual inflation rate.


Long-Term Care Insurance

For families who have long-term care insurance, their policies may cover a portion, all, or none of their monthly fees. Because each policy is different, we recommend checking with your agent to clarify the benefits of your particular plan.

While we cannot verify benefits on your behalf, we are happy to provide the documentation your insurance carrier requires to confirm the payment of benefits. Typically, carriers ask the facility to complete a questionnaire and provide a copy of their state license.

Senior Living Options in Phoenix

If you have questions and want to learn more about Independent and Assisted Living at Fellowship Square Phoenix, give us a call or email. We are always happy to help!

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Or, download our print-friendly version here.

Fellowship Square Phoenix
2002 W Sunnyside Ave, Phoenix, AZ 85029
PH: 602-833-4330

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